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Non-Medical Insurance


With Life Insurane Coverage, you can get the life insurance coverage you need in as little as just a few days. We offer the most options and largest amounts of No Medical & Simplified Issue life insurance with competitive premiums. Our many options can provide the coverage you need, whether you have very serious medical conditions, or even if you are in good health. See how we can help you to solve your life insurance needs.

Why should you consider No Medical & Simplified Issue Life Insurance?

You’re a Canadian senior
You have some health problems
You’re hard to insure
You have a dangerous job or dangerous hobbies
You don’t like needles or medical exams
You just want your coverage fast

No Medical & Simplified Issue Permanent Life Insurance

We specialize in No Medical & Simplified Issue Life Insurance. We have five different plans to choose from. These plans are designed for different kinds of customers, from those with serious health problems all the way to those who are in excellent health and just want a simple, fast way to buy life insurance. And unlike some other companies, most of our plans offer full protection from day one.
Our plans include more free benefits than other companies.
We take great pride in providing superior customer service from the day you apply until the day the claim is paid.

No Medical & Simplified Issue Term Life Insurance

We specialize in No Medical & Simplified Issue Life Insurance. We have a number of term plans to choose from. These plans are designed for different kinds of customers, from those with serious health problems all the way to those who are in excellent health and just want a simple, fast way to buy term life insurance. And unlike some other companies, many of our plans offer full protection from day one.
We offer both level and decreasing term plans. The 25 year decreasing term plan can be an ideal way of protecting your family for your outstanding mortgage amount. Our plans include more free benefits than other companies.
We take great pride in providing superior customer service from the day you apply until the day the claim is paid


No Medical & Simplified Issue Critical Illness Insurance

Critical Illness Insurance can be an important element of your overall insurance planning. Life Insurane Coverage Health Security Plus is ideal for applicants who are in relatively good health, would suffer financial hardship in the event of a critical illness; want quick coverage or who just don’t like to deal with doctors and needles.

Key advantages of the Non medical life insurance and funeral plans are

1)No worry to do medical exams

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Key Benefits of No Medical Life Insurance

  1. Get insurance now up to age 80 yrs with no exam
  2. No  applicant get denied because of medical issues
  3. Plans for  smokers as well
  4. Get policy in few days not months to wait any more 
  • No Medical Exam Life Insurance

    If you are denied on the life insurance due to health reasons, age, or another factors  and you are  worried how to get insurance now you have one solution our Golden protection series.

    1) Golden Protection

    2) Golden Protection deferred

    3)Golden protection plus

    Now non medical life insurance can cover both term life insurance non medical and permanent whole life or life time permanent insurance.

    Benefits of why Non medical life insurance are:

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    • Key features of non medical are now you can insure  following ages..

      life insurance for people over 75

      life insurance for people over 55

      life insurance for seniors over 60

      life insurance for seniors over 65

      life insurance for seniors over 80

      life insurance for seniors over 70

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      You are a smoker. even then non medical life insurance is available to you now

    • You have been turned down for life insurance in the past.

    • You are overweight or suffering from health complications due to weight.

    • You do not want to go through a medical exam.

      Uses of the non medical life insurance 

      life insurance for funeral expenses

      does life insurance cover funeral expenses the answer is yes

      life insurance policy for funeral expenses is very famous now as the basic needs and is very affordable too. life insurance for burial expenses is very popular to cover the basic cost. the final expense life insurance is simple to get and easy to affordable too. many seniors now like final expense whole life insurance as its permanent insurance to buy to cover burial cost. there are not a lot companies to cover or provide final expense life insurance companies are popular one MSG Canada insurance inc.

      the final expense insurance canada products with MSG Canada insurance line of products are very affordable. And the final expense insurance rates are depending on the age of the insured.

      MSG canada insurance is the popular final expense brokerage.

      FINAL EXPENSE INSURANCE 

      The final expense insurance rates depend on the age of the insured. and above all we offer final expense insurance non medical questions as well.

      Final expense insurance will help to cover the cost for cremation or burial

      any loans debts or mortgage that you have to pay off. at last any tax you have to pay.

      • we will provide the insurance options to cover the cost depends upon the your age.

      we offer  many permanent insurance options that will give you peace of mind knowing your final expenses will be covered.

      The final good buy to family loved one should be debt free.Don’t leave your family with unexpected expenses when you die. funeral Life insurance can be the last gift you will give.

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    With our simple affordable funeral life non medical insurance all you need is simple questions to start the application with no exam no medical record check and no hassles.

    we are leading specialize insurance advisors for the age 50 and over and we offer wide variety of the  insurance products non medical with simple underwriting and get the simple solution for insurance needs.

No Medical Exam Life Insurance

our insurance products does not require  any exams or medical record checks or doctor visit or needle, all we need is the age between 20 - 85 and you will have the insurance solutions.

you can apply even

you are smoker

you are not insurable 

you do not want any medical exam

you are overweight

you have been rejected for the insurance 


There are two types of No Medical Life Insurance policies: Guaranteed Life - no health questions or medical exams and Simplified Issue - no medical exams and just a few health questions. Based on your particular needs and requirements our professional advisors will be able to determine which plan is right for you. 

Guaranteed issue final expense coverage

if you are Canadian or permanent resident between ages 40 to 85 we offer even guaranteed issue policy which you can offer a gift or leave something special for them or you can say provide the financial security , use this coverage towards grandchildren education and most important cover the final expense.

Key Features and Benefits:

No health questions and no medical exam 

great flexible coverage options

premiums never change benefits never go down premiums never go up

review policy hassle free.

additional benefits riders can be added.


Why should you consider No Medical & Simplified Issue Life Insurance?

  • You’re a Canadian senior
  • You have some health problems
  • You’re hard to insure
  • You have a dangerous job or dangerous hobbies
  • You don’t like needles or medical exams
  • You just want your coverage fast

Key benefits

  • No medical exam needed to qualify
  • Up to $500 000 in coverage available
  • Benefits are 100% tax-free
  • Non-smokers discount
  • 30-day money back guarantee
  • If you’re like most people, the last thing you’d ever want is to leave your loved ones facing unpaid expenses and financial challenges. Sadly, that is the reality for many families when someone passes away without adequate life insurance in place.

    The need for life insurance is constant throughout life no matter what stage you’re at.

    Perhaps you want to be certain that your family won’t have to pay funeral costs.  You may want to safeguard your family’s lifestyle and protect them from added debt. It could be that you’d like to leave an extra financial cushion for your spouse, or fund a young person’s college or university education. Regardless of your situation, CoverMe™ Life insurance offers coverage to suit your life stage and your budget.

    CoverMe™ Guaranteed Issue Life insurance

    If you are a Canadian resident between 40 and 75 years of age, your acceptance is guaranteed!* With the CoverMe Guaranteed Issue Life insurance plan, there is no medical exam or health questionnaire when you apply. This means you cannot be turned down, even if you have an existing medical condition – guaranteed!

    Even better, your premiums will never increase, your coverage will never decrease, your coverage will never be cancelled as long as your premiums are paid, and you can enjoy premium-free coverage after your 95th birthday!

    CoverMe Guaranteed Issue Life offers $5,000, $10,000, 15,000, $20,000 and $25,000 of coverage.

    All plans also include a Living Benefit at no additional cost to you.  And, should you die accidentally before age 85 while your policy is in force, your plan pays 5 times your benefit amount. If you choose $20,000 of coverage, your beneficiary could receive $100,000.

    More info        Buy online now!

    CoverMe Easy Issue Life insurance

    Are you looking for life insurance that is easy to understand, easy to apply for and easy to get?  The CoverMe Easy Issue Life insurance plan is simple, straightforward term life insurance that is specially designed to make it quick and easy for you to protect those you care about most.  It offers $50,000 and $75,000 of coverage. There is no lengthy application process or long medical questionnaire to complete. If you are between 18 and 70 years of age and a Canadian resident, you only have to answer two simple health-related questions.  Applying takes only minutes.  You can apply right online or over the phone.

    Once your application is approved, your rates are guaranteed not to increase for the next 10 years, and your coverage is guaranteed renewable up to your 85th birthday, as long as your premiums are paid. So this valuable protection is easy to plan for, and easy to keep.

    CoverMe Easy Issue Life insurance. It’s just that simple. It’s just that easy.

    More info        Buy online now!

    CoverMe Term Life insurance

    As a Canadian resident between 18 and 70 years of age, you are eligible to apply for CoverMe Term Life insurance.  Coverage is affordable and your premiums are guaranteed for the first 10 years.  The younger you are when you apply, the lower your rates will be for the next 10 years which makes CoverMe Term Life easy to plan for.  When your coverage renews in 10 years, it will be at your new age-based rate without any medical questions or exams so you’ll be able to maintain coverage even if your health changes. Your CoverMe Term Life coverage is guaranteed renewable until your 85th birthday, as long as your premiums are paid.

    CoverMe Term Life offers protection and choice – coverage is available from $100,000 to $1,000,000 in increments of $25,000.

    The CoverMe Term Life plan is a smart alternative to traditional mortgage life insurance.  CoverMe Term Life coverage does not shrink as you pay down your mortgage. And it gives you greater control.  While mortgage life insurance typically pays the benefit to the lending institution, CoverMe Term Life insurance will pay the full benefit amount to your beneficiary. So your beneficiary can decide how best to spend the money, whether it be the mortgage or other financial obligations.





 
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