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Key Person Insurance | Business Owner Solutions

As a business owner, you may rely on a number of key people for the successful operation of your company. Many businesses have been built around the strengths and skills of a few individuals whose capital, energy, knowledge, or experience makes them a valuable asset to the organization.

Key person insurance can help preserve the value of your business and its continuation in the event of the death of a key stakeholder in the company. Replacing the expertise and knowledge of an essential individual can take time and money and can jeopardize the continuity of the business. A key person life insurance policy offers the following benefits:

  • Help heirs meet estate tax obligations without compromising or dissolving a family business

  • Keep the business running and assure creditors and customers that the company will operate as usual

  • Reduce the financial impact of the untimely death of a key individual by covering the expense of finding and training a suitable replacement


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