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Male Female
Silver Gold Platinum Diamond
Extended
Health Care
Single    Family
Optional:
Dental Care
Silver: Covers preventive care and routine basic procedures like fillings, x-rays and denture repair
Gold: Includes preventive and Basic services and major procedures including crowns, dentures and veneers
Platinum: Coverage for preventive and basic services, major procedures and orthodontic services.

Premium Contributions:Extended Health Care
Employee %)
(Employer %)

Dental Care
(Employer %)
(Employer %)

Silver

(3+ employees)

  • Eye Exams, Glasses, Contact Lenses & Surgery - $60 per 2 years (eye exams only)
  • Diabetic Supplies & Equipment - $300
  • Oxygen Equipment - $500
  • Custom Made Foot Orthotics - 1 pair per 5 years(adult) 1pair per year (children under 16 yrs.)
  • Ostomy Supplies - $300
  • Ambulance - $1,500
  • Air Ambulance - Unlimited
  • Casts and Crutches - Unlimited
  • Preferred Hospital Rooms - Unlimited
  • Private Duty Nursing - $2,500
  • Accidental Injury to Natural Teeth - $2,000 per injury
  • Wheelchairs, Motorized Scooters & Adjustable Beds - $500 per policy per 5 years
  • Patient Walkers - $200 per policy per 3 years
  • Breast Prosthesis -1 if lateral / 2 if bilateral per 2 years
  • Health Supplies & Equipment - $500 combined
  • Prescription Drugs- (coverage per person per policy year) -
    70% of cost upto $500 Formulary Drugs only Vaccines / Immunizations.

Gold

(3+ employees)

  • Eye Exams, Glasses, Contact Lenses & Surgery - $150 per 2 years
  • Diabetic Supplies & Equipment - $300
  • Oxygen Equipment - $500
  • Custom Made Foot Orthotics - 1 pair per 5 years(adult) 1pair per year (children under 16 yrs.)
  • Ostomy Supplies - $300
  • Custom Made Foot Orthotics - 1 pair per 5 years(adult) 1pair per year (children under 16 yrs.)
  • Ostomy Supplies - $300
  • Ambulance - Unlimited
  • Air Ambulance - Unlimited
  • Casts and Crutches - Unlimited
  • Preferred Hospital Rooms - Unlimited
  • Private Duty Nursing - $2,500
  • Accidental Injury to Natural Teeth - $2,000 per injury
  • Wheelchairs, Motorized Scooters & Adjustable Beds - $500 per policy per 5 years
  • Artificial Limbs, Eyes & Larynx - $10,000 lifetime
  • Patient Walkers - $200 per policy per 3 years
  • Breast Prosthesis -1 if lateral / 2 if bilateral per 2 years
  • Health Supplies & Equipment - $500 combined
  • Prescription Drugs- (coverage per person per policy year) -
    80% of cost upto $1,500 Formulary and Non- Formulary Drugs Vaccines / Immunizations.<
  • Travel (30 days) - $5 million total coverage
  • Out- of-Province Referral (within Canada) - $50,000 lifetime
  • Therapeutic Shoes - $200
  • Hearing Aids - $500 per 5 years
  • Health Practitioners - $300 combined

Platinum

(6+ employees)

  • Eye Exams, Glasses, Contact Lenses & Surgery - $60 per 2 years (eye exams only)
  • Diabetic Supplies & Equipment - $300
  • Oxygen Equipment - $500
  • Custom Made Foot Orthotics - 1 pair per 5 years(adult) 1pair per year (children under 16 yrs.)
  • Ostomy Supplies - $300
  • Ambulance - $1,500
  • Air Ambulance - Unlimited
  • Casts and Crutches - Unlimited
  • Preferred Hospital Rooms - Unlimited
  • Private Duty Nursing - $2,500
  • Accidental Injury to Natural Teeth - $2,000 per injury
  • Wheelchairs, Motorized Scooters & Adjustable Beds - $500 per policy per 5 years
  • Patient Walkers - $200 per policy per 3 years
  • Breast Prosthesis -1 if lateral / 2 if bilateral per 2 years
  • Health Supplies & Equipment - $500 combined
  • Prescription Drugs- (coverage per person per policy year) -
    70% of cost upto $500 Formulary Drugs only Vaccines / Immunizations.
  • Travel (30 days) - $5 million total coverage
  • Out- of-Province Referral (within Canada) - $50,000 lifetime
  • Therapeutic Shoes -$200
  • Hearing Aids - $500 per 3 years
  • Health Practitioners - $300 per specialist per year
  • Blood Pressure Monitor - 1 per policy per 5 years
  • Medical Second Opinion - Immediate Family

Diamond

(10+ employees)

  • Eye Exams, Glasses, Contact Lenses & Surgery - $60 per 2 years (eye exams only)
  • Diabetic Supplies & Equipment - $300
  • Oxygen Equipment - $500
  • Custom Made Foot Orthotics - 1 pair per 5 years(adult) 1pair per year (children under 16 yrs.)
  • Ostomy Supplies - $300
  • Ambulance - $1,500
  • Air Ambulance - Unlimited
  • Casts and Crutches - Unlimited
  • Preferred Hospital Rooms - Unlimited
  • Private Duty Nursing - $10,000
  • Accidental Injury to Natural Teeth - $5,000 per injury
  • Wheelchairs, Motorized Scooters & Adjustable Beds - $500 per policy per 5 years
  • Artificial Limbs, Eyes & Larynx - $10,000 lifetime
  • Patient Walkers - $200 per policy per 3 years
  • Breast Prosthesis - 1 if lateral / 2 if bilateral per 2 years
  • Prescription Drugs- (coverage per person per policy year) -
    100% of cost upto $500 Formulary Drugs only Vaccines / Immunizations.
  • Travel (30 days) - $5 million total coverage
  • Out- of-Province Referral (within Canada) - $50,000 lifetime
  • Therapeutic Shoes - $200
  • Hearing Aids - $500 per 3 years
  • Health Practitioners - $500 per specialist per year
  • Blood Pressure Monitor - 1 per policy per 5 years
  • Medical Second Opinion - Immediate & Extended Family (including in-laws).

Silver

(3+ employees)

Preventive Services - 80%

Basic Services - 80%






Preventive Services:

  • cleaning, scaling and polishing(6 month recall)
  • topical fluoride treatment
  • pit and fissure sealants
  • occlusal adjustment and equilibration
  • interproximal disking of teeth
  • bruxism appliances

Gold

(3+ employees)

Preventive Services - 100%

Basic Services - 100%

Major Services - 50%




Basic Services:

  • examinations and dental x-rays
  • routine extractions and fillings
  • basic oral surgery performed by dentist, including anaesthesia
  • root canal therapy
  • denture repairs, relining and rebasing
  • surgical and non-surgical periodontal treatment

Platinum

(3+ employees)

Preventive Services - 100%

Basic Services - 100%

Major Services - 80%

Orthodontic Services (for dependants under 18 years of age) - 50% ($1,500 lifetime maximum)

Major Services:

  • full or partial upper and lower dentures
  • inlays, onlays, crowns, and veneers
  • denture adjustments
  • occlusal adjustment and equilibration
  • interproximal disking of teeth
  • bruxism appliances

Platinum

(3+ employees)

Preventive Services - 100%

Basic Services - 100%

Major Services - 80%

Orthodontic Services (for dependants under 18 years of age) - 50% ($1,500 lifetime maximum)

Orthodontic Services:

  • diagnosis and treatment for the correction of malocclusion or malposed teeth

WE LOVE TO HEAR WORDS FROM OUR CUSTOMERS

p; Health Practitioners - $300 combined Health Practitioners - $300 per specialist per year Health Practitioners - $500 per specialist per year     Blood Pressure Monitor - 1 per policy per 5 years Blood Pressure Monitor - 1 per policy per 5 years     Medical Second Opinion - Immediate Family Medical Second Opinion - Immediate & Extended Family (including in-laws).

Dental Benefits

Silver

(3+ employees)

Gold

(3+ employees)

Platinum

(3+ employees)
Preventive Services - 80% Preventive Services - 100% Preventive Services - 100%
Basic Services - 80% Basic Services - 100% Basic Services - 100%
  Major Services - 50% Major Services - 80%
    Orthodontic Services (for dependants under 18 years of age) - 50% ($1,500 lifetime maximum)
Preventive Services:
  • cleaning, scaling and polishing(6 month recall)
  • topical fluoride treatment
  • pit and fissure sealants
  • occlusal adjustment and equilibration
  • interproximal disking of teeth
  • bruxism appliances
Basic Services:
  • examinations and dental x-rays
  • routine extractions and fillings
  • basic oral surgery performed by dentist, including anaesthesia
  • root canal therapy
  • denture repairs, relining and rebasing
  • surgical and non-surgical periodontal treatment
Major Services:
  • full or partial upper and lower dentures
  • inlays, onlays, crowns, and veneers
  • denture adjustments
  • occlusal adjustment and equilibration
  • interproximal disking of teeth
  • bruxism appliances
Orthodontic Services:
(for dependants under 18 years of age)
  • diagnosis and treatment for the correction of malocclusion or malposed teeth