Welcome Supervisa Insurance

• 1 Overview
• 2 Benefits
  • 2.1 Emergency Medical
    maximum benefits
  • 2.2 Emergency Medical Benefits
  • 2.3 Emergency Air Transportation
• 3 Exclusions
• 4 Eligibility
• 5 Claims
• 6 Who Can Apply?
• 8 Rates

Overview:

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BENEFITS:

-Hospital AccommodationHospital means a place licensed as an accredited hospital and offering care and treatment to resident in-patients or out- patients, having a registered graduate nurse (R.N.) always on duty, a laboratory, and an operating room where surgical operations are performed by a legally qualified surgeon. In no event shall the term “hospital” mean any hospital or institution or part of such licensed hospital or institution used primarily as a clinic, continued or extended care facility, convalescent home, rest home, health spa, or treatment centre for drug addicts or alcoholics.

-Physician Charges Medical treatment by a physician

-Diagnostic Services Laboratory tests and X-rays prescribed by the attending physician due to an emergency. Note: This policy does not cover magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, sonograms, ultrasounds or biopsies unless such services are approved in advance by Global Excel.

Emergency Medical BenefitsWhen prescribed by a physician and approved in advance by Global Excel, minor appliances such as casts, splints, canes, slings, trusses, braces, crutches and/or rental of a wheelchair.

Emergency Air Transportation:

When approved in advance and arranged by Global Excel, the following benefits apply to return you to your country of origin or your province or territory of residence in Canada. (Please refer to Section VI – Limitations and Restrictions # 7 - Transfer or Medical Repatriation.)

1. a) Air ambulance to the nearest appropriate medical facility, to a Canadian hospital or to a hospital in your country of origin for medical treatment;
2. b) Transport on a licensed airline with an attendant (when required) for your emergency return to your country of origin or your province or territory of residence in Canada for immediate medical attention;
3. c) The fare for additional airline seats to accommodate a stretcher to return you to your country of origin or your province or territory of residence in Canada; or
4. d) Up to the cost of a one-way economy airfare to return you to your country of origin or your province or territory of residence in Canada.

EXCLUSIONS:

Exclusions relating to pre-existing conditions
1. For persons under 61 years of age

During the 3 months prior to the effective date of coverage:

a) any illness, injury or condition related to a medical condition for which the covered person:
b) any heart condition for which the covered person has taken nitroglycerin more than once in a 7-day period for the relief of a chest pain.
c) any pulmonary condition for which the covered person was treated with home oxygen or had recourse to a corticoid therapy.

ELIGIBILITY:

Immigrants or permanent residents
This insurance is offered to immigrants or permanent residents awaiting eligibility for the government health insurance plan or to persons who, during their trip, completed the procedures for obtaining immigrant or permanent resident status.
This insurance is offered only to persons 69 years of age or younger.
To be eligible, the applicant must have read and understood the declaration of health and successfully completed the necessary medical tests required by the governmental authorities.

Foreign workers
This insurance is offered to foreign workers in Canada who possess a work permit.
This insurance is offered only to persons 69 years of age or younger.
Acceptable proof is required from the employer attesting that the covered person is actively working in Canada during the coverage period.
To be eligible, the applicant must have read and understood the declaration of health and successfully completed the necessary medical tests required by the governmental authorities.

Foreign Students
This insurance is offered to foreign students in Canada who possess a study permit.
This insurance is offered only to persons 49 years of age or younger.
Acceptable proof is required attesting that the covered person is registered during the coverage period as a full-time student at an educational institution recognized in Canada.
To be eligible, the applicant must have read and understood the declaration of health.

Claims:

The insured person is responsible for providing all the documents outlined below and for any charges levied for these documents.To file a claim, the insured person must submit:

a) a fully completed Claim Form (provided by the Assistance Company upon notification of claim);
b) All original itemized bills from the medical provider(s) stating the patient’s name, diagnosis, all dates and type of treatment, and the name of the medical facility and/or physician;

Who Can Apply?

a) Visitors to Canada;
b) Canadians who are not eligible for benefits under a government health insurance plan;
c) Persons who are in Canada on a work visa or Parent and
Grandparent Super Visa; or
d) New immigrants who are awaiting Canadian government health insurance plan coverage.

Super Visa Insurance Rates:

LOWEST RATES - Super Visa Insurance - ONLINE QUOTES