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Destination Canada



Travel insurance is intended to cover losses arising from sudden, unexpected, and unforeseeable circumstances

To apply for coverage, you or someone on your behalf must complete and sign the Manulife Financial Visitors to Canada application for insurance form, not more than 365 days before the effective date of coverage, and return it to us with your payment of the required premium.


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- Emergency Extended Health The insurer agrees to reimburse for the following services, supplies or treatment, when provided by a health practitioner who is not related to you by blood or marriage:

- Emergency Transportation When necessary, the insurer agrees to transport you to your country of origin when immediate medical consultation is required due to a covered emergency sickness or injury. Any emergency transportation such as air ambulance, oneway economy airfare, stretcher and/or a medical attendant must be approved and arranged by SelectCare Worldwide

- Transportation of Family or Friend Up to $3,000 for one roundtrip economy class transportation by the most direct route, and up to $1,000 for reasonable costs incurred after arrival by your family member or close friend if:

- AttendantIf you are hospitalized for 48 hours or more as a result of an emergency, the insurer agrees to reimburse up to $50 a day,to a maximum of $500 for an attendant, other than a relative, to care for your accompanying travelling companion(s) under age 18, or physically or mentally handicapped travelling companion(s) who rely on you for assistance

- Follow-up visits Follow-up visits are covered up to $3,000, provided they are directly related to the emergency and the emergency has been reported to SelectCare Worldwide.

- Dental Emergencies The insurer agrees to reimburse up to $500 for the immediate relief of acute dental pain caused by a dental emergency other than a direct blow to the face. Dental conditions for which you have previously received treatment or advice are not covered. Treatment relating to any dental claim must begin and end within 90 days from the onset of the emergency and must be completed within the period of coverage and prior to your return to your country of origin.

Emergency Medical Benefits
Emergency Hospital The insurer agrees to pay for semiprivate hospital accommodation and for reasonable and customary services and supplies necessary for your emergency medical care during confinement as a resident inpatient.

Emergency Medical The insurer agrees to pay for emergency medical, surgical or anaesthetic services when performed and authorized by a physician.

EmergencyExtended Health The insurer agrees to reimburse for the following services, supplies or treatment, when provided by a health practitioner who is not related to you by blood or marriage:

  • Private duty services of a Registered Nurse when approved in advance by SelectCare Worldwide. Not to exceed $10,000.
  • The services of a legally licensed physiotherapist when ordered by the attending physician as treatment for a covered injury. Not to exceed $500 for out-patient treatment.
  • The services of a legally licensed chiropractor, osteopath,chiropodist or podiatrist when ordered by an attending physician as treatment of a covered injury. Not to exceed $500 for out-patient treatment
  • When performed at the time of the initial emergency, lab tests and/or X-ray examination as ordered by a physician for the purpose of diagnosis.
  • The use of a licensed local air, land, or sea ambulance (including mountain or sea evacuation) to the nearest hospital, when reasonable and necessary.
  • Rental of crutches or hospital-type bed, not exceeding the purchase price; and the cost of splints, trusses, braces or other approved prosthetic appliances.
  • Emergency out-patient services provided by a hospital.
  • Drugs or medications that require a physician’s written prescription, not exceeding a one-month supply. Not to exceed $500 per insured.

EXCLUSIONS: This policy will not provide coverage, provide services, or pay claims for expenses incurred directly or indirectly as a result of:


Coverage is NOT AVAILABLE to any individual who:
a) you are travelling against the advice of a physician;
b) has Acquired Immune Deficiency Syndrome (AIDS) or Human Immunodeficiency Virus (HIV); or
c) has been prescribed or used home oxygen treatment in the last 12 months; or
d) has been diagnosed with or treated for congestive heartfailure; or
e) has had a major organ transplant (heart, kidney, liver, lung);or
f) has received kidney dialysis treatment in the last 12 months.


To make a claim due to illness or injury during your trip, please Call : Toll Free 1-877-525-1278 ext 137 Canada
Your claim must be sent to Manulife within 90 days of your loss.
Ensure you keep a copy of your receipts, bills and invoices for your records.

If you disagree with the claim decision, the matter will be submitted to arbitration under the arbitration law in the Canadian province or territory where your policy was issued. Every action or proceeding against the insurer for the recovery of insurance money payable under this contract is absolutely barred unless commenced within the time set out in the Insurance Act, or other applicable legislation.

Who Can Apply?

a) Visitors to Canada;
b) Canadians who are not eligible for benefits under a government health insurance plan;
c) Persons who are in Canada on a work visa or Parent and
Grandparent Super Visa; or
d) New immigrants who are awaiting Canadian government health insurance plan coverage.


Download Destination Canada pdf document

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Questions | Phone Application

AB ---- 403-800-4249,

BC ---- 250-900-0210

ON ---- 613-912-7856

QC ---- 514-800-8242

SK ---- 306-500-5393

Toll Free 1-877-525-1278